What Year Did the US Have the Highest Interest Rate?

Anyone looking to buy a home, start a new business or break ground on a big project this year is probably aware of the rising interest rates associated with loans. While interest rates sure are high right now, they’re not the highest ever – which brings us to our latest trivia question!

What year did the U.S. have the highest interest rate and what was it?


Ready for the answer?

The highest interest rate in the United States peaked in 1981 at a whopping 16.64%!

While interest rates did decrease from there, the 80s were overall a tough time to borrow money. By the end of the decade, interest rates were hovering at around 10%.

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